Every Term Your Bank Uses — Explained
DSCR, CMA Data, MPBF, TOL/TNW, CGTMSE, FACR, NPA — banks evaluate your proposal using ratios and metrics most MSME owners never encounter in daily business. This glossary explains every term in plain language, with Karnataka context.
D
DPR — Detailed Project Report
Bank CreditA comprehensive document presenting a proposed or existing business project to a lending institution. Typically 15–20 sections covering: executive summary, promoter profile, market and industry analysis, technical feasibility, financial projections (P&L, Balance Sheet, Cash Flow), means of finance, DSCR workings, SWOT analysis, and risk mitigation. The DPR provides the qualitative narrative that contextualises the quantitative CMA data.
Read the full article →Know the Terms. Now Let Us Handle the Numbers.
MSME Central prepares DPRs and CMA data that meet every ratio threshold banks require — and submits them to the right bank desk in Bengaluru and Karnataka.